Current Mortgage Rates

Today's mortgage rates for the most common types of home loans are displayed below. Mortgage interest rates fluctuate on a daily basis. Loan rates are impacted by interest rates on bonds, mortgage backed securities and actions taken by the Federal Reserve. Actual mortgage rates for a borrower are highly dependent on credit scores, any points paid and other lender fees. The rates below are an average of quotes offered by many lenders and are adjusted to incorporate lender fees and points.

Mortgage TypeRateChange
30 Year Fixed Mortgage6.16%+0.01
15 Year Fixed Mortgage5.73%+0.01
30 Year Jumbo Mortgage6.33%+0.00
7/6 SOFR ARM Mortgage5.57%+0.01
30 Year FHA Mortgage5.76%+0.01
30 Year VA Mortgage5.78%+0.01

Rates last updated on 2/9/26.

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Prices provided by Massive

30 Year Mortgage History