Current Mortgage Rates

Today's mortgage rates for the most common types of home loans are displayed below. Mortgage interest rates fluctuate on a daily basis. Loan rates are impacted by interest rates on bonds, mortgage backed securities and actions taken by the Federal Reserve. Actual mortgage rates for a borrower are highly dependent on credit scores, any points paid and other lender fees. The rates below are an average of quotes offered by many lenders and are adjusted to incorporate lender fees and points.

Mortgage Type Rate Change
30 Year Fixed Mortgage 7.38% -0.05
15 Year Fixed Mortgage 6.82% -0.03
30 Year Jumbo Mortgage 7.58% -0.04
7/6 SOFR ARM Mortgage 7.40% +0.00
30 Year FHA Mortgage 6.86% -0.05
30 Year VA Mortgage 6.88% -0.04

Rates last updated on 4/23/24.

Stock Index ETFs
SPY S&P 500 ETF   499.17 -6.24 (-1.23%)
QQQ Nasdaq 100 ETF   419.35 -7.16 (-1.68%)
DIA Dow Jones ETF   379.76 -4.68 (-1.22%)
ONEQ Nasdaq Comp ETF   61.12 -0.84 (-1.35%)
Prices provided by Polygon.io

30 Year Mortgage History